CSU

Cleveland State University

Welcome CSU Students!

Student Loan Funding is pleased to partner with Cleveland State University to provide financial solutions to help make your dream of a college education a reality. Our Signature Student Loan is a great option for students who have unmet expenses.

Check out the program information below and click the “apply now” button to apply online for instant credit approval.

If your credit is approved, your interest rate and fees will be listed and you can proceed in completing and electronically signing the signature student loan application.

Even though you may be approved based on your own credit, we encourage you to consider applying with a credit worthy cosigner, like a parent or grandparent. You have a better chance of qualifying for a better credit tier and getting a lower interest rate as parents and grandparents generally have better credit histories than college students. Your cosigner’s credit will determine the credit tier for your loan. You will be given the option of using a cosigner after you have applied and are given a credit decision.

 

Signature Student Loan

The Signature Student Loan provides undergraduate and graduate students with an affordable funding option to meet education costs not covered by traditional financial aid. The Signature student loan offers a convenient online loan application, electronic signature and the highest approval rate in the industry.

WHAT DO YOU GET WITH THE SIGNATURE STUDENT LOAN?

  • Private credit-based loan
  • Quick, Convenient Online Application and Account Management
  • No Payments While In School
  • Rates as low as Prime minus 0.25% with no fees, based on credit history
  • No disbursement fees for all borrowers
  • Borrow up to the cost of education less other aid received
  • Low Monthly Payments- take up to 25 years to repay

 

Lowest pricing when both the student borrower and a cosigner are credit approved:

Credit Tier

Disbursement Fee

Repayment Fee

Interest Rate

Monthly
Payment
Amount

APR

Excellent

0%

0%

Prime - 0.25%

$127

7.58%

Good

0%

3%

Prime + 1%

$146

8.98%

Fair

0%

3%

Prime + 5%

$203

12.43%

Pricing when only one is credit approved (either the student borrower or cosigner):

Credit Tier

Disbursement Fee

Repayment Fee

Interest Rate

Monthly
Payment
Amount

APR

Excellent

0%

3%

Prime + 0.5%

$140

8.54%

Good

0%

3%

Prime + 2%

$159

9.86%

Fair

0%

3%

Prime + 6%

$220

13.26%

Note: Assumes a September 2006 Prime Rate of 8.25%, a $10,000 loan with two disbursements (one on September 1 and another on January 2), 45 months in school, 6 months grace and a 15-year repayment term. The APR will increase if the Prime Rate increases.

Apply Now!